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Tips for using your Citi Debit Card abroad while travelling

Your Citi Debit Card gives you access to multiple currencies and allows you to shop at tens of millions of merchants worldwide - wherever you see your card logo displayed. Fees may apply. Please see Citi Debit Card fees for details.

How to enjoy trouble-free spending while abroad

Ensure we have your correct contact details

Please make sure we have your current mobile number and that you are contactable on your phone whilst travelling. If we identify suspicious activity on your card, you will receive a text message asking you to confirm if the transaction is genuine.

Update your card linkage

To avoid paying unnecessary fees, make sure your card is linked to the correct account before you travel. You can check and amend your card linkage instantly using the Citi Mobile® UK App or Citi Online.

Remember the benefits of using Citi ATMs

You can make cash withdrawals at Citi ATMs around the world without incurring transaction fees.

Daily withdrawal limits

Standard daily cash withdrawal limits apply when you are travelling overseas. Citigold and Citigold Private Clients may withdraw up to £1000 per day and all other clients may withdraw up to £500 per day, or equivalent if withdrawing foreign currency.

Dynamic Currency Conversion: please be aware

Some shops, restaurants and ATMs abroad may offer Dynamic Currency Conversion (or 'DCC'). This gives you the option of paying in the local currency or having the transaction converted into Pounds (GBP) on the spot.

If you choose to pay in the local currency, your account will be debited using the exchange rate offered by Citi. If you choose to pay in Pounds (GBP), the retailer will set the exchange rate, which may not be as competitive as the rate offered by Citi.

Important: If your card is already linked to an account in the local currency, please do not select Dynamic Currency Conversion. That way, you will prevent your transaction from being converted twice and incurring unnecessary costs.

For more information on using your card overseas, please visit

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